Services

We provide each institution with a personalized set of CRA and HMDA compliance services which are fully customized to meet your specific needs. With the latest data compilation and colorized map generating techniques, we will provide you with a professional view of your data, in a format that is easy to read.

Services Overview

GeoDataVision provides community banks three important services. First, we offer regulatory compliance services to help fulfill your Community Reinvestment Act responsibilities. We scrub and prepare your loan data. We professionally analyze your performance under the so-called "Lending Test" as defined in the CRA regulations. And we prepare a professional presentation containing tables, maps and an executive summary for your board and for examiners.

The second service we provide our clients is the extraction, compilation and the presentation of market data in the form of easily readable spreadsheets and colorful "thematic" maps that reveal the geographic dispersion of important market information, including demographic data, lending market data and competitor data. This also comprises an important part of the "performance context" factor when a bank's performance is evaluated under CRA by regulators.

GeoDataVision employs two powerful computer software technologies to present and analyze information - Geographic Information Systems (GIS) and Relational Database software. Together, these tools give bankers the opportunity to actually "see" their market as never before and to correlate distinct information sources such as mortgage market lending activity and census demographics to give new insights into underlying market dynamics.

Finally, GeoDataVision offers computer-generated maps in full color depicting your assessement area as well as census tract street boundaries that also reveal the income class of each tract. GeoDataVision maps meet or exceed regulatory standards.

For more information on our custom services, click on the links on the left navigational bar.